In a medium pot, add water, oats, banana, and peanut butter.
On medium high heat, bring to a boil. Reduce to low and simmer oatmeal for 6-8 minutes, stirring occasionally until cooked and creamy and oatmeal reaches your desired consistency.
Scoop into 4 bowls, sprinkling with chocolate chips and banana slices.
Notes
Tip: save a couple of slices from the banana to use as garnish if you don’t have extra banana.
Cook for 7 minutes for instant steel cut oats.
For extra nutrition, add 1 Tablespoon of flax or chia seeds.
Leftovers will keep in a refrigerator in an airtight container for 4 days and in the freezer for 1 month.